BFN405 – 2019

The essential consideration for evaluating loan request include the following except
·            Refrence checks
·            Credit analysis
·            Financial statement and documentation
·            Credibility of Mnagement
The following are the objectives of Lending and Credit administration except:
·            Liquidity of the Bank
·            Prompt repayment of loan
·            Ensure Balanced Loan Portfolio
·            Ineffective supervision of lending
The principal components of a loan agreement include the following except:
·          Loan commitment
·            Loan commitment greement Collateral security
·            Convenant
·            Only two of the Above
Major areas of bank policies on lending includes the following ________
·            Loan Limit
·            Loan Supervision
·            Credit Risk Management
·            All of the above
The principles of bank lending policies include the following except:
·            Diversity
·            liquidity
·            Safety
·            Honesty
……Repayment schedule
Consideration for addressing the creditworthiness of custormers seeking loan facilities include the following except:
·          Ability
·            Margin
·            Purpose
·            Profitability
Which of these is not a modality for lending and Credit Administration?
·            Loan Budget
·            Periodicity and loan grading system
·            Evaluating credits worthiness
·            Net worth individual
For effective Credit Analysis the Following consideration are required Except:
·            Character
·            Ability
·            Capacity
·            Cash inflows
The following can be used to monitor the account of custormers known for keeping large amounts of funds in their account except:
·            Account turnover
·            Trends of account balance
·            Ammount of cheque drawn
·          Intergrity of the customer
 
 

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